FACTS
What does FreeRateUpdate.com do with your personal information?
Why?
What?
- Social Security number and credit scores
- Employment information and mortgage rates and payments
- Credit history and assets
How?
| Reasons we can share your personal information | Does FreeRateUpdate.com share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes— information about your transactions and experiences |
Yes | No |
| For our affiliates' everyday business purposes— information about your creditworthiness |
No | We don't share |
| For nonaffiliates to market to you | Yes | Yes |
To limit our sharing
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Who we are
| Who is providing this notice? | FreeRateUpdate.com LLC, FreeRateUpdate.com Corporation |
What we do
| How does FreeRateUpdate.com protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does FreeRateUpdate.com collect my personal information? |
We collect your personal information, for example, when you
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
Definitions
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other important information
California residents: In accordance with California law, we will not share information we collect about you with companies outside of FreeRateUpdate.com, unless the law allows. For example, we may share information with your consent. We will limit sharing among our companies to the extent required by California law.
Nevada residents: We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do-Not-Call List by selecting "Opt Out of Sales and Sharing" on our privacy preferences form https://www.FreeRateUpdate.com/your_privacy_choices. For more information about the Nevada law, you may contact us at [email protected], by calling (844) 326-3442, or by writing to us at 2 Ponds Edge Drive, Chadds Ford, PA 19317. Nevada residents may also contact the Nevada Attorney General's office for further information about these rights by mail at Office of the Nevada Attorney General, Bureau of Consumer Protection, 100 N. Carson Street, Carson City, NV 89703; telephone at (702) 486-3132; or email at [email protected].
North Dakota residents: We will not share information we collect about you with nonaffiliates either for them to market to you or for joint marketing without your authorization.
State Law: We follow state law where applicable state law provides you with additional privacy protections.
