Rates as Low As 5.2%APR Fixed Mortgage
Choose loan type
5.2% APR for the most credit worthy consumers * Advertising and Licensing Disclosures
-
-
Average34961 Verified Reviews
- Providing Affordable Mortgages and Award-Winning Client Service for Over 30 yrs.
- Highest in Customer Satisfaction in the US - J.D. Power
-
-
Average4334 Verified Reviews
- FHA, VA, Conventional, USDA Loans
- Competitive Mortgage Rates & Low Costs
- Licensed Mortgage Bankers in 50 states
- Home Equity & Debt Consolidation Options
- Zero Closing Cost Options!
-
-
Average14361 Verified Reviews
- Refinance & Home Equity Loans – Cash Out
- Low Rates: Instant Quote & Credit Approval
- Rate Lock Protection, Lock Now Before Rates Go Up
- Over $100 Billion Funded. 21 Years in Business
-
-
TrustPilot675 Verified Reviews
- View Competitive Rates and Options
- Inc 5000 Award 7x
- BBB A+ Rating, Est. 2009
- Conventional, VA, FHA, USDA, Harp
- Home Equity & Cash Out Options
- Zero Point Options!
- Home Equity Lines of Credit
- Home Equity Loans
- Many Options to Choose
- BBB A+
- Alternative Cash Out
TRUSTED PARTNERS
Mortgage Rate Trends
Current APR and Rate Trends since 1991
Compare Mortgage Refinance Offers
Lower Your Interest Rate
If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.
Why should I lower my rate? |
Save money |
 |
Lower Payments |
Shorten Your Loan Term
Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.
Why should I shorten my term? |
Become mortgage-free quickly |
 |
Pay less interest |
Leverage Your Home's Equity
Take cash out of your home to apply to improvements, renovations, or other necessary expenses.
Why should I cash out? |
Renovations |
 |
Pay for other debts or emergencies |
North Dakota Mortgage Rates
North Dakota is best known for its beautiful outdoor scenery, and residents here also enjoy low crime rates, excellent schools, and a high overall quality of life. But what can you expect when it comes to mortgage rates when buying or refinancing a home in North Dakota?
Common North Dakota Loan Types:
- North Dakota conventional mortgages: North Dakota mortgage requirements and rates differ based on where you live, where you want to live, and your financial situation. Compare mortgage rates on FreeRateUpdate.com and discover which option works best for you.
- North Dakota FHA loans: FHA loans are backed by the Federal Housing Administration. FHA loans are offered with low down payment options and lower minimum credit score limits. However, you are also required to pay mortgage insurance.
- North Dakota VA loans: A VA loan is a government-backed mortgage option that is accessible to Veterans, service members, and their surviving spouses. They provide competitive terms and interest rates. Eligible Veterans can buy with a $0 down payment, no mortgage insurance, and flexible credit guidelines.
North Dakota Mortgage Rates Compared to National Averages
Home prices in the Peace Garden State are generally average compared to the rest of the US. North Dakota’s mortgage rates are typically lower than national averages.
When you are ready to buy a new home or refinance your current home in North Dakota, check FreeRateUpdate.com to find lenders who can offer the best rate and terms for your personal situation.
