Rates as Low As 5.2%APR Fixed Mortgage
Choose loan type
5.2% APR for the most credit worthy consumers * Advertising and Licensing Disclosures
-
-
Average34961 Verified Reviews
- Providing Affordable Mortgages and Award-Winning Client Service for Over 30 yrs.
- Highest in Customer Satisfaction in the US - J.D. Power
-
-
Average4334 Verified Reviews
- FHA, VA, Conventional, USDA Loans
- Competitive Mortgage Rates & Low Costs
- Licensed Mortgage Bankers in 50 states
- Home Equity & Debt Consolidation Options
- Zero Closing Cost Options!
-
-
Average14361 Verified Reviews
- Refinance & Home Equity Loans – Cash Out
- Low Rates: Instant Quote & Credit Approval
- Rate Lock Protection, Lock Now Before Rates Go Up
- Over $100 Billion Funded. 21 Years in Business
-
-
TrustPilot675 Verified Reviews
- View Competitive Rates and Options
- Inc 5000 Award 7x
- BBB A+ Rating, Est. 2009
- Conventional, VA, FHA, USDA, Harp
- Home Equity & Cash Out Options
- Zero Point Options!
- Home Equity Lines of Credit
- Home Equity Loans
- Many Options to Choose
- BBB A+
- Alternative Cash Out
TRUSTED PARTNERS
Mortgage Rate Trends
Current APR and Rate Trends since 1991
Compare Mortgage Refinance Offers
Lower Your Interest Rate
If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.
Why should I lower my rate? |
Save money |
 |
Lower Payments |
Shorten Your Loan Term
Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.
Why should I shorten my term? |
Become mortgage-free quickly |
 |
Pay less interest |
Leverage Your Home's Equity
Take cash out of your home to apply to improvements, renovations, or other necessary expenses.
Why should I cash out? |
Renovations |
 |
Pay for other debts or emergencies |
Washington Mortgage Rates
Washington is truly a spectacular place to live. It is filled with natural beauty in every direction and is home to 5 breathtaking volcanic peaks. Washington has thriving cities like Seattle, Spokane, and Tacoma, but also boasts plenty of quiet mountain towns for those looking for a more relaxed lifestyle.
Regardless of where you are looking to buy a home in Washington, you can compare lenders before getting started using FreeRateUpdate.com.
Common Washington Loan Types:
- Washington conventional mortgages: Most homebuyers in Washington end up utilizing a conventional mortgage, but there are many options available for these standard loans. Some factors can vary depending on the location you choose and the lender you utilize. You can compare conventional mortgages from a wide variety of lenders with FreeRateUpdate.com to find the best option for you.
- Washington FHA loans: An FHA loan is a special type of mortgage that is backed by the Federal Housing Administration. This mortgage is executed through traditional lenders and is targeted towards first time homebuyers. The purpose of these loans is to offer the opportunity of homeownership to consumers who cannot otherwise qualify for a loan. With the FHA insurance, a borrower can get a mortgage with a low down payment and a lower credit score. The insurance does add to the costs of purchasing the home. Compare Washington FHA Lenders on FreeRateUpdate.com to find the right option for you.
- Washington VA loans: Active duty and retired members of the armed forces have access to a special type of loan called a VA Loan. It is offered through conventional lenders, but you do need to qualify to be eligible for these loans. VA loans in Washington come with better interest rates and no down payment requirements because the VA backs them. You can find a VA-approved lender to work with in Washington through FreeRateUpdate.com.
Washington Mortgage Rates Compared to National Averages
Mortgage interest rates in Washington are just below the national average, which means you can find competitive rates across the state. However, Washington does have a higher average home price than most of the United States, as well as a higher overall cost of living than the national average, according to the Bureau of Economic Analysis.
Ready to refinance or find a new home in Washington? Let FreeRateUpdate.com help you find the perfect lender for your unique needs and get ready to enjoy your new home.
