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Rocket Mortgage
Amerisave Mortgage
Loan Depot
Magnolia Bank loans
The Federal Savings Bank buy or refinance a home
Prosperity Home Mortgage

Mortgage Rate Trends

Current APR and Rate Trends since 1991

Compare Mortgage Refinance Offers

Lower Your Interest Rate

If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.

Why should I lower my rate?
Piggy bank Save money
Lower cost Lower Payments

Shorten Your Loan Term

Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.

Why should I shorten my term?
House Become mortgage-free quickly
Lower interest Pay less interest

Leverage Your Home's Equity

Take cash out of your home to apply to improvements, renovations, or other necessary expenses.

Why should I cash out?
Paint roller Renovations
Credit card hazard Pay for other debts or emergencies

Wisconsin Mortgage Rates

Wisconsin's nickname is America's Dairyland, and it has more cows than any other state. The state is the country's leading dairy producer, and the cheese industry here is world-famous. Along with the strong dairy industry, you will find some of America's most recognized breweries, a strong manufacturing industry, a large lumber industry, great healthcare industries, and some of the most dedicated sports fans in the entire country. Wisconsin is home to the most lakes in the lower 48, and its 15,000+ lakes are a fisherman's paradise.

Wisconsin is a great place for homebuyers looking for a great Midwest lifestyle. When searching for a home in Wisconsin, make sure to compare lenders by using FreeRateUpdate.com.

Common Wisconsin Loan Types:

  • Wisconsin conventional mortgages: Conventional mortgages are some of the most popular choices for homebuyers, and you can compare lenders using FreeRateUpdate.com. This loan often comes with a fixed interest rate, which can vary across the state. The rate available to you will be determined by your current income, job history and credit history.
  • Wisconsin FHA loans: An FHA mortgage in Wisconsin is a loan backed by the Federal Housing Administration. These are offered through select lenders throughout the state and are typically offered to first-time home buyers looking for their first home. FHA Mortgages are best for borrowers with lower credit scores and/or less money available for a down payment. FHA Insurance is paid for by the borrower through both settlement costs and monthly payments. You can compare your options using freerateupdate.com.
  • Wisconsin VA loans: Active duty or retired military members may also qualify for a VA Loan, which is a home mortgage loan backed by the United States Department of Veterans Affairs (VA). These loans offer some of the most competitive rates and little to no down payment. This loan is offered by select lenders in the state, and you must meet the qualifications to have access.

Wisconsin Mortgage Rates Compared to National Averages

Mortgage interest rates in Wisconsin are slightly higher than the national average, but the state's low cost of living helps homeowners save money when they are ready to purchase a home in the state.

Are you ready to purchase a home in Wisconsin? Compare rates on FreeRateUpdate.com to help you find the right lender for your unique needs.

Current Mortgage Rates by Loan Type

Current Mortgage Rates by State